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How to prevent card cloning
What to do if your credit card has been compromised
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What is card cloning?
Card cloning, also known as credit card skimming, is a fraudulent practice that involves someone copying the information from the magnetic stripe of a credit or debit card. Fraudsters can then use this data to create a duplicate card to make unauthorized transactions.

How does credit card cloning work?
Card cloning often involves the fraudster using a small device known as a skimmer. Criminals can install credit card skimmers on ATMs, point-of-sale terminals, or other card readers. When a card is swiped through the skimmer, it captures and stores all the information (e.g., card number and CVV code) from the card’s magnetic stripe.

Card cloning is a significant concern in the digital age, emphasizing the need for constant awareness and advanced security measures.

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Preventing card cloning fraud involves several measures you, as a cardholder, can take to protect your financial information. Here are some key steps to help prevent card cloning:

Use EMV chip technology. Cards with EMV chips (those small metallic squares on newer cards) are much harder to clone than magnetic stripe cards. Always use the chip instead of swiping when possible.
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Set up alerts. Most banks offer text or email alerts for transactions. Enable these so you’re notified of account activity.
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